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Getting a DUI or DWI can be one of the most traumatic events in your life. Once your driving privileges have been suspended by the DMV or the court there isn't a lot of direction or instruction by anyone how to reinstate your driver's license. It can feel like a catch-22 where you can't get your license without an SR-22, but you can't get insurance (and an SR-22) without getting your license. We take the mystery out of getting your license reinstated by giving you as much information about SR filings. We offer a guide for getting your license back as quickly and inexpensively as possible.

By the time most people search for an SR-22 they have already been to court, to their DMV hearings or both. The DMV usually orders everyone that has been charged with a DUI to get an SR-22. Sometimes the DMV orders unlucky drivers to get an SR-22 when they become a “negligent operator”, by accumulating too many violations or accidents within a certain period of time.

What is Texas SR-22 Insurance?

An SR-22 is simply a filing that your Auto Insurance company files with the TX DMV that lets them know you carry an active auto insurance policy. It's required when the DMV decides to allow a person driving privileges only if they carry valid Auto Insurance. An SR-22 filing allows the DMV to keep track of your Auto Insurance as the insurance companies are required to notify the DMV anytime your coverage becomes inactive. Usually in Texas, the DMV will require an SR-22 insurance policy to be carried for a term of 3 years, if at any time during these 3 years your SR-22 gets cancelled, the DMV will suspend your license pending proof of an active SR-22 policy as well as another reinstatement fee.
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Reasons a SR-22 may be required in Texas

In Texas, divers require proof of insurance filing form SR-22 mainly after being booked for a DUI or being involved in an accident without proper Liability Insurance. SR-22 filing is mandatory under Texas driving laws in order to reinstate your license after being suspended for any of the above reasons. The SR-22 form is issued by your insurance company and is filed with the TXDMV allowing driving privileges to be reinstated given that all other DMV requirements have been met. In DUI cases, the DMV will likely require enrollment or completion of a DUI course in addition to an SR-22.

At New Horizon Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates. Our comprehensive solutions cover a wide range of risk.

Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle. You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price!

New Horizon Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.

Remember, no matter where you are located, whether it's Richmond, Rosenburg, Katy, Sugar Land, Fulshear, or anywhere else in the Houston Area, or state for that matter, one of our dedicated independent agents would be happy to serve you!